Wren House Plan

Mortgage papers raise Myrtle Beach real estate fraud claims

Anthony Wise has been selling real estate in the Myrtle Beach area for nearly three decades, but he had never heard of Linda Green until after his home went into foreclosure.

Now, just like hundreds of thousands of people nationwide, Wise is finding that the biggest investment he will ever make - his home - is closely tied to Green ... or someone pretending to be her.

Green was a shipping clerk for an automobile parts company before taking a job in the signature room at a mortgage document company called DocX in Alpharetta, Ga., according to news reports.

DocX helped banks create documents - such as mortgage assignments, which transfer ownership of a home loan from one entity to another - in cases where the documents were missing from the original loan file or never existed in the first place. Those documents then were used in foreclosure proceedings all across the country.

In Horry County, DocX documents have been used in at least 46 foreclosures since 2008.

There are nearly 100 DocX mortgage assignments filed at Horry County's register of deeds office for homes with loans totaling more than $17 million.

Green's purported signature is on many of those documents.

And many of those documents are suspected of being fraudulent, according to government regulators.

The Federal Reserve Board and a trio of banking oversight groups issued a consent order in April against DocX and its parent company, Lender Processing Services Inc. of Jacksonville, Fla.

Although no fine was issued and the regulators said more study is needed to determine what wrongdoing - if any - occurred, the order has sparked investigations of DocX, which shut down last year, in at least four states and more attorneys general are expected to join the probe.

The regulators' action took place after a "60 Minutes" television news broadcast on April 3 that showed DocX hired high school students and others for $10 an hour to sit in a sweatshop-like setting and sign thousands of mortgage documents every day, without checking to see if the documents were accurate.

DocX workers signed the documents as if they were vice presidents of national banks. Green, for example, claimed to be the vice president of 20 banks at the same time.

And when the real Linda Green wasn't signing the mortgage documents, other DocX workers were signing them in her name, according to the report. DocX documents, including those filed in Horry County, show numerous variations of Green's purported signature.

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